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Book/Printed Material Wage and benefit changes in response to rising health insurance costs

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Title

  • Wage and benefit changes in response to rising health insurance costs

Summary

  • "Many companies have defined-contribution benefit plans requiring employees to pay the full cost (before taxes) of more generous health insurance choices. Research has shown that employee decisions are quite responsive to these arrangements. What is less clear is how the total compensation package changes when health insurance premiums rise. This paper examines employee compensation decisions during a three-year period when health insurance premiums were rising rapidly. The data come from a single large firm with a flexible benefits plan wherein employees explicitly choose how to allocate compensation between cash wages and other benefits. Under such an arrangement, higher health insurance premiums must induce changes in the composition of total compensation--either in lower after-tax wages or in decreased contributions to other benefits. The results suggest that about two-thirds of the premium increase is financed out of cash wages and the remaining one-thirds is financed by a reduction in benefits"--National Bureau of Economic Research web site.

Names

  • Goldman, Dana P. (Dana Paul), 1966-
  • Leibowitz, Arleen A.
  • Sood, Neeraj
  • National Bureau of Economic Research

Created / Published

  • Cambridge, MA : National Bureau of Economic Research, c2005.

Headings

  • -  Employee fringe benefits--United States
  • -  Health insurance premiums--United States
  • -  Health insurance--United States--Costs
  • -  Wages--United States

Notes

  • -  Title from PDF file as viewed on 2/2/2005.
  • -  Includes bibliographical references.
  • -  Also available in print.
  • -  Mode of access: World Wide Web.
  • -  System requirements: Adobe Acrobat Reader.

Call Number/Physical Location

  • HB1

Digital Id

Library of Congress Control Number

  • 2005616208

Access Advisory

  • Unrestricted online access

Online Format

  • image
  • pdf

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Cite This Item

Citations are generated automatically from bibliographic data as a convenience, and may not be complete or accurate.

Chicago citation style:

Goldman, Dana P, Arleen A Leibowitz, Neeraj Sood, and National Bureau Of Economic Research. Wage and Benefit Changes in Response to Rising Health Insurance Costs. Cambridge, MA: National Bureau of Economic Research, 2005. Pdf. https://aj.sunback.homes/item/2005616208/.

APA citation style:

Goldman, D. P., Leibowitz, A. A., Sood, N. & National Bureau Of Economic Research. (2005) Wage and Benefit Changes in Response to Rising Health Insurance Costs. Cambridge, MA: National Bureau of Economic Research. [Pdf] Retrieved from the Library of Congress, https://aj.sunback.homes/item/2005616208/.

MLA citation style:

Goldman, Dana P, et al. Wage and Benefit Changes in Response to Rising Health Insurance Costs. Cambridge, MA: National Bureau of Economic Research, 2005. Pdf. Retrieved from the Library of Congress, <aj.sunback.homes/item/2005616208/>.